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Privacy Policy

Our Commitment
PD Wealth is a mutual fund distributor (ARN 317914 - Vishnu Agarwal ) registered with AMFI, a trading member, and a depository participant providing financial and related services. To facilitate this, PD Wealth may collect, verify, and update user data as per regulatory requirements.

PD Wealth complies with the Information Technology Act, 2000, the Digital Personal Data Protection Act, 2023, and other applicable laws to protect user data. If users do not provide the required data, services may not be available.

Personal Data Collected
PD Wealth collects and processes the following user data:

  • Personal details (e.g., name, contact, address, DOB, ID proofs, education details)

  • Financial details (e.g., income, expenses, credit history)

  • Transaction and payment details

  • Risk profile, nominee information, and employment details

  • Recorded interactions, digital identifiers (IP, location, signatures)

  • Feedback, surveys, and opinions

Usage of Personal Data
PD Wealth may use your data to:

  • Process transactions and requests

  • Verify identity and comply with KYC norms

  • Provide customer support and resolve complaints

  • Improve services and conduct audits

  • Comply with legal and regulatory requirements

  • Communicate service updates and promotional offers

Sharing of Personal Data
PD Wealth may share data with:

  • Regulatory bodies (e.g., KYC agencies, central registries)

  • Financial institutions, service providers, and cloud platforms

  • Authorized external third parties for transaction processing

  • Compliance and legal entities under regulatory requirements

Data is shared under confidentiality agreements, ensuring security. PD Wealth is not responsible for third-party misuse of user data.

Data Security and Storage
PD Wealth stores and processes data securely in India, using encryption and access controls. Security audits are conducted regularly. However, PD Wealth is not liable for force majeure events affecting data security.

Retention and User Rights
Data is retained as long as necessary for service fulfilment and legal compliance. Users can update, correct, or withdraw consent for data processing, subject to legal provisions.

Third-Party Links
PD Wealth is not responsible for third-party website policies. Users should review external privacy policies before interacting with linked sites.

Communications
PD Wealth may contact users via calls, emails, or SMS for service updates, regulatory notifications, and promotional offers.

Grievance Redressal
For concerns or grievances, contact: hello@pdwealth.in

Policy Updates
This policy may be updated periodically. Users are advised to review it regularly on PD Wealth’s website.

By using PD Wealth’s services, users consent to data collection and processing as outlined in this policy.

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